1. Acceptance of Terms

By accessing and using xalpriveno's financial forecasting and budgeting platform at xalpriveno.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and xalpriveno, located at Level 2, Burrelli St Wollongong NSW 2500, Australia.

If you do not agree with any part of these terms, you must discontinue use of our services immediately. Your continued use of the platform after any modifications to these terms constitutes acceptance of such changes.

2. Service Description

xalpriveno provides financial forecasting and budgeting tools designed to assist Australian businesses in making informed financial decisions. Our services include budgeting software, financial projection tools, and analytical resources.

We do not guarantee specific financial results, profit margins, or business success. All projections are based on historical data and mathematical models that may not accurately predict future performance.

3. User Responsibilities and Account Management

When creating an account with xalpriveno, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Account Security

• Maintain strong, unique passwords for your account
• Notify us immediately of any unauthorized access or security breaches
• Log out of your account when using shared or public computers
• Keep your contact information updated for security notifications

You acknowledge that you are solely responsible for the accuracy of financial data entered into our system. xalpriveno cannot be held liable for forecasting errors resulting from incorrect or incomplete user data.

4. Prohibited Uses and Conduct

You agree not to use our services for any unlawful purpose or in any way that could damage, disable, or impair our platform. Prohibited activities include but are not limited to:

• Attempting to gain unauthorized access to other user accounts or systems
• Uploading or transmitting viruses, malware, or other harmful code
• Using automated systems to scrape or harvest data from our platform
• Sharing account credentials with unauthorized third parties
• Using our services to process fraudulent or illegal financial transactions
• Reverse engineering or attempting to extract our proprietary algorithms

Violation of these terms may result in immediate account suspension or termination without prior notice. We reserve the right to pursue legal action for severe violations.

5. Data Privacy and Protection

xalpriveno takes data protection seriously and complies with Australian Privacy Principles under the Privacy Act 1988. We collect, store, and process your financial data solely for the purpose of providing our forecasting and budgeting services.

Data Collection and Use

We collect financial information you voluntarily provide, including revenue figures, expense data, and business projections. This information is used exclusively to generate forecasts and budgeting recommendations tailored to your business needs.

Your financial data is encrypted both in transit and at rest using industry-standard security protocols. We do not sell, rent, or share your personal financial information with third parties without your explicit consent, except as required by law.

6. Intellectual Property Rights

All content, features, and functionality of the xalpriveno platform, including but not limited to software code, algorithms, text, graphics, logos, and design elements, are owned by xalpriveno and protected by Australian and international copyright, trademark, and trade secret laws.

You are granted a limited, non-exclusive, non-transferable license to use our services for your business purposes only. You may not reproduce, distribute, modify, or create derivative works from our proprietary content without written permission.

User-Generated Content

You retain ownership of the financial data and information you input into our system. However, you grant xalpriveno a limited license to use this data for the sole purpose of providing our services and improving our algorithms' accuracy.

7. Service Availability and Limitations

While we strive to maintain 24/7 service availability, xalpriveno does not guarantee uninterrupted access to our platform. Scheduled maintenance, technical issues, or circumstances beyond our control may temporarily affect service availability.

We provide our services on an "as is" basis without warranties of any kind, either express or implied. We do not warrant that our services will meet your specific requirements or that forecasting results will be accurate or complete.

Service Limitations

• Forecasting accuracy depends on data quality and market conditions
• Historical performance does not guarantee future results
• External economic factors may affect projection reliability
• System capacity limits may apply during peak usage periods

8. Payment Terms and Billing

Subscription fees are billed in advance according to your chosen billing cycle. All prices are displayed in Australian Dollars (AUD) and include applicable GST. Payment is due immediately upon subscription activation or renewal.

We accept major credit cards and bank transfers for payment processing. Failed payments may result in service suspension until payment is received. Account termination may occur after 30 days of non-payment.

Refund Policy

Refunds are considered on a case-by-case basis within 14 days of initial subscription. No refunds are provided for partial billing periods or for accounts terminated due to terms violations.

9. Limitation of Liability

To the maximum extent permitted by Australian law, xalpriveno's liability for any damages arising from your use of our services is limited to the amount you paid for services in the 12 months preceding the claim.

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, even if advised of the possibility of such damages.

10. Termination and Account Closure

Either party may terminate this agreement at any time with or without cause. You may cancel your subscription through your account settings or by contacting our support team. Termination becomes effective at the end of your current billing period.

Upon termination, your access to paid features will cease immediately. We will retain your data for 90 days after termination to allow for potential account reactivation, after which all user data will be permanently deleted from our systems.

Immediate Termination

xalpriveno reserves the right to immediately terminate accounts for violations of these terms, suspicious activity, or non-payment. In cases of immediate termination, no refunds will be provided.

11. Governing Law and Dispute Resolution

These Terms of Use are governed by the laws of New South Wales, Australia. Any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of the courts of New South Wales.

Before pursuing legal action, both parties agree to attempt resolution through good faith negotiations. If direct negotiation fails, disputes may be referred to mediation through an agreed-upon mediator in Wollongong, NSW.

12. Changes to Terms

xalpriveno may modify these Terms of Use at any time to reflect changes in our services, legal requirements, or business practices. Significant changes will be communicated via email notification and prominent website notices at least 30 days before implementation.

Your continued use of our services after terms modifications constitutes acceptance of the updated terms. If you disagree with changes, you must discontinue use of our services and may cancel your subscription.